Equip Your Business For Success
Access funding from £10,000 to £2 million with hire purchase, leasing, and refinancing options. Rates starting at 4.4% flat, with terms ranging from 2 to 6 years.
- Finance up to 100% of asset value
- Fixed payments for easy budgeting
- Keep capital free for growth
- Trustpilot
4.1 – Excellent
We've sourced over £10 million
for business owners just like you!
- Your assets, our expertise
Funding Solutions
Business Loan Options
Hire Purchase
- Full ownership at term end
- Fixed monthly payments
- Capital allowances available
Equipment Leasing
- Lower initial outlay
- Easy upgrades at term end
- Maintenance options included
Finance Lease
Benefit from full use of assets throughout their working life, with flexible end-of-term options that put you in control.
- Full asset use without ownership
- Flexible end-of-term choices
- Payments match your cash flow
Operating Lease
- Lower monthly payments
- Maintenance typically included
- No obsolescence risk
Refinancing / Sale & Leaseback
Unlock the capital tied up in your existing assets – convert owned equipment into working capital while still retaining full use of it.
- Immediate cash injection
- Continue using your assets
- Improve working capital
Why Asset Finance
Benefits of Asset Finance
Smart businesses don’t tie up capital in depreciating assets. Here’s why asset finance makes sense.
Preserve Working Capital
Accelerate Growth
Tax Efficient
Take advantage of potential capital allowances and offset your lease payments against taxable profits to maximise tax efficiency.
Got Questions?
Asset Finance FAQs
Find answers to the most common questions about financing business assets.
What types of assets can be financed?
Almost any business asset can be financed including vehicles, machinery, plant equipment, IT and technology, office equipment, catering equipment, and more. If it helps your business operate, there’s likely a financing solution available.
How much can I borrow for asset finance?
Asset finance typically ranges from £10,000 to £2,000,000, with terms between 2-6 years. The amount depends on the asset value, your business profile, and trading history. We can often finance up to 100% of the asset value.
What's the difference between hire purchase and leasing?
With hire purchase, you own the asset at the end of the agreement after a final payment. Leasing means you rent the asset—at the end, you return it, extend the lease, or in some cases, purchase it. The right choice depends on whether ownership matters for your business.
Do I need a deposit for asset finance?
Not always. While some agreements may benefit from a deposit (reducing monthly payments), many asset finance options are available with zero deposit. We’ll find the structure that works best for your cash flow.
How quickly can I get asset finance approved?
Many applications receive a decision within 24-48 hours. For straightforward cases with good documentation, same-day decisions are possible. Once approved, funds can be released to the supplier within days.
Can I finance used or second-hand equipment?
Yes. Both new and used assets can be financed, though terms may vary. For used equipment, we’ll consider the asset’s age, condition, and remaining useful life when structuring the finance.
What happens if I want to settle early?
Most asset finance agreements allow early settlement. There may be a settlement figure to pay (often a percentage of remaining rentals), but many products have no early repayment penalties. We’ll clarify this before you commit.
Is asset finance available for startups?
Yes, though options may be more limited. Startups typically need a personal guarantee from directors. Trading history of 6+ months helps, but we work with newer businesses regularly and can often find suitable solutions.
Still have questions?