Invoice Finance
Unlock Property Opportunities
- Bridging loans from 5 days
- Commercial mortgages up to 75% LTV
- Development finance up to 70% GDV
- Trustpilot
4.1 – Excellent
We've sourced over £10 million
in property deals!
- Property expertise you can trust
Invoice Finance
Invoice Finance Options
Whether you’re investing, developing, or refinancing, we have the property finance expertise to make it happen.
Commercial Mortgages
- Up to 75% LTV available
- Terms from 5-25 years
- Fixed and variable rates
Development Finance
Secure funding for ground-up construction and major refurbishment projects, with staged drawdowns aligned to your build programme.
- Fund land and construction
- Up to 70% of GDV
- Rolled-up interest options
Bridging Loans
- Decisions in 24-48 hours
- Terms from 1-24 months
- Flexible exit strategies
Buy-to-Let Mortgages
Finance residential investment properties with ease. Whether you’re managing a single property or building a portfolio, we offer tailored solutions for landlords growing their rental income.
- Individual and portfolio
- Interest-only options
- SPV structures available
Property Refinancing
- Release tied-up equity
- Consolidate existing loans
- Improve cash flow
Why Property Finance
Benefits of Property Finance
Strategic property finance helps you acquire, develop, and grow your portfolio faster.
Access Major Capital
Property finance provides access to substantial funding—often millions—secured against the bricks and mortar you already own or plan to acquire.
Move Quickly
Build Your Portfolio
Leverage the equity in your existing properties to finance new acquisitions. Strategic financing designed to accelerate your growth.
Ready to Fund Your Property Deal?
Utilise the equity in your existing properties to fund new acquisitions. Strategic financing tailored to help you scale faster and achieve your goals.
Got Questions?
Property Finance FAQs
Find answers to the most common questions about property and commercial finance.
What types of property can be financed?
We arrange finance for most commercial and residential investment property including offices, retail units, industrial premises, HMOs, holiday lets, mixed-use buildings, land, and development sites. Personal residential mortgages are not our focus, but investment property is our specialty.
How much can I borrow against property?
This depends on the property type and purpose. Commercial mortgages typically offer up to 75% LTV, bridging loans up to 75%, and development finance up to 70% of GDV. The exact amount depends on the property, your experience, and the exit strategy.
How quickly can bridging finance be arranged?
Bridging loans can complete in as little as 5-10 working days, sometimes faster for straightforward cases. We’ve completed urgent deals in under a week when needed. Speed depends on valuation and legal processes.
What deposit do I need for commercial property?
Typically you’ll need a 25-30% deposit for commercial mortgages. Bridging loans may require less upfront if you have other security. Development finance structures vary—we’ll explain what’s required for your specific project.
Can I get finance for property development with no experience?
It’s more challenging but possible. First-time developers often need higher deposits and may work with lenders who provide monitoring. Having a strong team (builder, surveyor) helps. We’ve helped many first-time developers get started.
What are the fees for property finance?
Expect arrangement fees of 1-2%, valuation fees, and legal costs. Bridging loans have higher interest rates than mortgages but are designed for short-term use. We provide complete cost breakdowns before you commit—no hidden surprises.
What's the difference between bridging and development finance?
Bridging loans are short-term (up to 24 months) and suit acquisitions, refurbishments, or temporary funding needs. Development finance is specifically for construction projects with staged drawdowns as building progresses. We’ll guide you to the right product.
Can I release equity from property I already own?
Absolutely. Commercial refinancing can release equity from owned property for business purposes—expansion, working capital, new acquisitions. The amount available depends on current value and any existing charges. It’s a common way to fund growth.
Still have questions?